Profit Margin Calculator for Shopify
Shopify charges no referral fee โ but the payment fee, your shipping and handling, and the cost of returns still take a cut. Pick your store country, Shopify plan, payment method and fulfilment mode above and the rate updates live; then model detailed returns, discounts, chargebacks, app-fee amortization and FX for the real net margin and monthly profit on your store.
Shopify's lean fee stack
No marketplace cut โ just the cost of getting paid and getting it shipped.
Unlike Amazon, Shopify takes no referral fee. You pay a payment fee that depends on what you pick above: the store country (Shopify Payments is ~2.9% + $0.30 in the US but ~1.5% in the EU), the Shopify plan (Basic โ Advanced drops the US rate from 2.9% to 2.5%), and the payment method. Using Stripe or PayPal also triggers Shopify's third-party surcharge (2.0% on Basic, 0.6% on Advanced) on top of the gateway's own rate.
Note: Shopify Payments is not available in mainland China. Cross-border sellers from mainland China usually register a Hong Kong entity to use Shopify Payments โ select Hong Kong as the store country above to apply the official Hong Kong rates (Basic 3.3% + HK$2.35).
Beyond the fee, the real margin is eaten by returns (a rate %, return shipping and the share of COGS you can't resell), discounts, chargebacks (a rate % plus a per-incident fee), app-fee amortization (your monthly apps spread across orders) and FX conversion on international sales. The fulfilment mode (self / 3PL / dropship) relabels and resets the handling cost, and a monthly profit projection scales net/unit by your order volume.
Worked example
Defaults shown: United States ยท Basic ยท Shopify Payments ยท Self-fulfil. Price $29.99, COGS $7.50, shipping $3.50, handling / fulfilment $4.75, landed $0, PPC $2.00, returns 3% (100% restock loss, $3.50 return ship), chargeback 0.5% ($15 fee), payment fee 2.9% + $0.30 โ these are the exact inputs the calculator loads with:
| Line | Amount |
|---|---|
| Payment fee (2.9% + $0.30) | $1.17 |
| Shipping to customer | $3.50 |
| Handling / fulfilment | $4.75 |
| COGS (net of 3% returns) | $7.28 |
| PPC | $2.00 |
| Returns (3% ร $11.00) | $0.33 |
| Chargeback (0.5% ร $44.99) | $0.22 |
| Net profit / unit | $9.85 (33.8% margin) |
No referral fee means a higher headline margin than Amazon โ but only if your shipping, handling and returns are real, not zero. Switch the country, plan, payment method or fulfilment mode above and watch the fee and net move with it.
Shopify โ FAQ
Why is there no referral fee?
What is the payment fee and why does it change?
Does using Stripe or PayPal cost more?
Can I use this for mainland China?
How are returns modelled?
What about discounts and chargebacks?
What are app fees, FX and the monthly profit line?
What does the fulfilment mode selector do?
Should shipping be zero if I offer free shipping?
Other platforms
Same engine, correct cost lines for each channel.