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Temu Payouts and the Cash Cycle: When the Money Actually Lands

Temu seller payout timing explained: the 90-day settlement cap from the February 2026 agreement, semi-managed vs fully-managed cycles, reserve withholding, withdrawal fees, and reconciliation. Built for sellers who need to know when the cash lands

Etsy Payments Holds and Reserves: Why Your Money Is Delayed

Most new Etsy sellers plan their business around sales, not around when the money lands. A sale shows up in the dashboard, the order total looks healthy, and the assumption is that the cash is theirs to spend on the next batch of materials. It is not.